Encumbrance Status
Whether a financial interest is currently registered against the vehicle. The primary flag for determining if the vehicle is encumbered.
Secured Party Details
Who holds the security interest - typically the finance company or lender. Includes name and contact details for direct follow-up.
PPSR Registration Number
The unique registration number for the security interest on the PPSR.
Registration Date & Time
When the security interest was registered. Establishes priority between competing interests.
Whether the vehicle is flagged on the national stolen vehicle register. Returned as part of the PPSR check.
Whether the vehicle has been recorded on the WOVR as a statutory or repairable write-off.
VIN Verification
Ensures the VIN aligns with official PPSR and NEVDIS records. Detects mismatches that may indicate fraud or data entry errors.
Make, model, body style, engine, and compliance details as recorded on the PPSR.
All data is delivered via secure API in structured JSON.
Need to run 100 or 10,000 checks? That’s exactly what our platform was built for.
Free Status Monitoring for 14 Days
After running a PPSR check, InfoAgent monitors the security interest status for up to 14 days at no extra cost. If anything changes - a new encumbrance is registered, an existing one is removed, or the status shifts - you’ll know without re-running a paid search.
Status responses:
CHANGED - the security interest details have changed since your original search
UNCHANGED - no changes since the original search
SEARCH_EXPIRED - the 14-day monitoring period has ended; conduct a new search
UNKNOWN - status could not be determined; conduct a new search
This free service significantly reduces re-checking costs for finance applications, online car sales, and dealer workflows where settlement timing matters.
Use Cases
PPSR data is essential for any business that finances, insures, buys, sells, or manages vehicles. Here’s how different sectors use PPSR data via InfoAgent:
Finance Companies & Lenders
Before approving finance or registering a security interest, confirm no existing encumbrance is registered. Run PPSR checks as a mandatory step in every origination workflow and maintain accuracy across your loan book with periodic batch audits.
Insurance Providers
Check PPSR before paying out on total losses to confirm whether a secured party has a registered interest. Embed PPSR into your claims and underwriting workflows to reduce fraud exposure and ensure correct payee identification.
Car Dealers & OEMs
Run PPSR checks on every trade-in and auction purchase before completing the transaction. Provide buyers with transparency on encumbrance status to build trust and meet consumer protection obligations.
Car History Reports
PPSR encumbrance status is one of the most critical data points in any vehicle history report. Power your branded report with real-time PPSR data alongside stolen, write-off, and identity information.
Go Beyond PPSR Checks
PPSR data is one layer of a comprehensive vehicle risk screen. Because InfoAgent aggregates multiple data sources into a single API, you can combine PPSR checks with any of the following in the same call:
One API. One integration.
Run a comprehensive risk screen in a single call.
Why InfoAgent
InfoAgent sources passenger and light commercial vehicle data from a combination of official and industry providers:
Ethically sourced data
Every dataset comes from authorised government and manufacturer channels. We know exactly where your data comes from, and so will you.
3 Access Points
API, MCP, Desktop Portal.
Flexible lookup options
Query by VIN, rego, or chassis number. Whatever your workflow requires.
Combine with other datasets
Add PPSR, ADAS, EV, warranty, paint codes, and more - all via the same API. No separate integrations.
75+ years of combined experience
Deep understanding of Australian vehicle data, registries, and industry context.
100,000+ lookups daily
Proven at scale for national platforms, insurers, lenders, and government agencies.
Local, responsive support
Real people in Australia who understand vehicle data. Not a ticket queue. Not offshore.
Simple pricing
Per-transaction with volume discounts. No hidden fees.