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Vehicle Fraud & Risk Prevention

Catch stolen vehicles, hidden write-offs, undisclosed encumbrances, and identity mismatches - before they become your problem.

InfoAgent gives your systems real-time, API-based access to the risk and compliance data you need to catch problems.

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Step 1

Trigger

A vehicle enters your system via rego, VIN, or chassis

Step 2

Check

InfoAgent returns risk flags: stolen, written-off, encumbered, VIN mismatch

Step 3

Act

Your system blocks, flags, escalates - automatically

Every check is returned in structured JSON, so your system can parse the results programmatically and take the right action - whether that’s blocking a transaction, flagging it for manual review, or simply recording the result for audit.

Available Checks

Our API returns a comprehensive set of fraud and risk indicators with every lookup. Here’s what you can check:

Risk Check

What It Catches

Stolen Vehicle Alert

Flags vehicles recorded on the national stolen vehicle register - including report date, jurisdiction, vehicle type, and summary details. Catches stolen vehicles before you finance, insure, sell, or scrap them.

Written-Off Status

Returns WOVR (Written-Off Vehicle Register) records including statutory vs repairable classification, damage codes, and full notification history. Identifies vehicles with undisclosed damage histories.

PPSR / Encumbrance

Checks the Personal Property Securities Register for existing security interests - returning secured party details, registration dates, and financial encumbrance records. Prevents lending or buying against already-encumbered assets.

VIN Verification

Cross-checks the VIN against official NEVDIS records. Detects mismatches between the provided VIN and the registered vehicle - a key indicator of cloning, re-birthing, or identity fraud.

Registration Status

Confirms whether the vehicle is currently registered, its expiry date, and jurisdiction. Flags unregistered or lapsed-registration vehicles that may indicate abandonment, theft, or administrative fraud.

Registration Locality

Returns the suburb and state where the vehicle is officially registered. Useful for detecting geographic anomalies - e.g. a vehicle purportedly in one state but registered in another.

Vehicle Identity Cross-Check

Returns verified make, model, variant, body type, engine, and compliance details. Allows comparison against claimed or declared vehicle details to detect misrepresentation.

All checks can be run individually or combined in a single API call - so your system gets a complete risk profile for the vehicle in one request, in under 300ms.

Common Fraud Scenarios

Our data doesn’t just flag abstract risk categories - it catches specific, real-world fraud patterns:

Selling a stolen vehicle

The vehicle appears on the national stolen register. InfoAgent flags it instantly on lookup

Disguised write-offs

A statutory write-off is cosmetically repaired and resold without disclosure. Our WOVR data reveals the full damage history

Double financing

A vehicle with an existing PPSR encumbrance is used as collateral for a second loan. InfoAgent’s PPSR check catches the existing security interest.

VIN cloning / re-birthing

A stolen vehicle’s VIN is replaced with a legitimate one from a written-off or scrapped vehicle. VIN verification against NEVDIS detects the mismatch.

Registration fraud

A vehicle claimed to be registered and roadworthy has a lapsed or cancelled registration. Our registration status check confirms the real position

Misrepresentation of identity

The vehicle is described as a different make, model, or variant than what’s actually registered. Our identity cross-check catches the discrepancy

PPSR Status Monitoring Free for 14 Days

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After running a PPSR check, InfoAgent monitors the security interest status for up to 14 days at no extra cost. If anything changes - a new encumbrance is registered, an existing one is removed, or the status shifts - you’ll know. This means you don’t need to re-run paid searches just to stay current on recent transactions.

Use Cases

Vehicle fraud and risk touches every industry that transacts, finances, insures, or trades vehicles. Here’s how different sectors use InfoAgent to protect themselves:

Insurance Providers

Embed risk checks into your quoting and claims workflows. Flag previously written-off vehicles at the point of underwriting. Detect stolen vehicles before issuing a policy. Verify vehicle identity to prevent claims fraud.

  • Run stolen and write-off checks before binding a new policy

  • Verify vehicle identity and specs to prevent mis-rated premiums

  • Check PPSR before paying out on a total loss - confirm no secured party is involved

  • Support claims investigation with verified vehicle history and identity data

Finance Companies & Lenders

Before lending against a vehicle, confirm it’s not stolen, not written off, and not already encumbered by another financier. These checks should be automated, not manual.

  • Run PPSR searches to confirm no existing security interest before approving finance

  • Flag stolen or written-off vehicles before they enter your loan book

  • Verify VIN against NEVDIS to detect cloned or re-birthed assets

  • Monitor floorplan inventory with registration status and locality checks

Car Dealers & Dealership Groups

Protect your business and your customers. Run risk checks on every trade-in and every vehicle you purchase at auction. Surface any red flags before the vehicle enters your stock.

  • Check stolen and write-off status on all inbound vehicles

  • Run PPSR searches before purchasing trade-ins

  • Provide customers with verified history checks to build trust and close deals

  • Support compliance with consumer protection and fair trading obligations

Online Marketplaces & Platforms

Protect your platform’s reputation by surfacing risk indicators alongside listings. Reduce post-sale disputes and build buyer confidence by making vehicle history transparent.

  • Display stolen, write-off, and encumbrance flags on listings

  • Offer branded vehicle history reports as a buyer or seller feature

  • Automate risk screening for vehicles listed on your platform

Automotive Software Providers

If your platform powers dealer management, vehicle listing, quoting, or finance origination, embedding fraud checks adds a critical safety layer for your users - and a differentiation point for your product.

Fleet & Leasing

Before acquiring fleet vehicles or accepting end-of-lease returns, run comprehensive risk checks to confirm vehicle identity, registration, write-off status, and encumbrance position.

Government & Regulators

Support law enforcement, consumer protection investigations, and regulatory compliance with real-time access to stolen, write-off, PPSR, and vehicle identity data.

The Scale of the Problem

  • A vehicle is reported stolen in Australia approximately every 13 minutes
     

  • Approximately 1 in 3 vehicles has a registered security interest on the PPSR
     

  • Thousands of previously written-off vehicles re-enter the market each year
     

  • Vehicle identity fraud (cloning, re-birthing) remains a persistent law enforcement challenge

Why InfoAgent

InfoAgent sources passenger and light commercial vehicle data from a combination of official and industry providers:

Authorised NEVDIS & FCAI broker

Registration, VIN verification, write-off and stolen status from Australia’s official vehicle register.

Ethically sourced data

Every dataset comes from authorised government and manufacturer channels. We know exactly where your data comes from, and so will you. 

3 Access Points

API, MCP, Desktop Portal.

Flexible lookup options

Query by VIN, rego, or chassis number. Whatever your workflow requires.

Combine with other datasets

Add PPSR, ADAS, EV, warranty, paint codes, and more - all via the same API. No separate integrations.

75+ years of combined experience

Deep understanding of Australian vehicle data, registries, and industry context.

100,000+ lookups daily

Proven at scale for national platforms, insurers, lenders, and government agencies.

Local, responsive support

Real people in Australia who understand vehicle data. Not a ticket queue. Not offshore.

Simple pricing

Per-transaction with volume discounts. No hidden fees.

See a live rego lookup. Explore the data. Talk to someone who gets it.

Free test environment available - your team can start building today.

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